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Ray Gernhart & Associates

Virginia • DC • Maryland RE/MAX Executives Real Estate Agency

Should You Be Worried about Today’s Mortgage Lending Standards?

April 14, 2021 By Ray Gernhart

Worried about Todays Mortgage Lending Standards

Before You Panic about the Real Estate Market, Read This… If it looks like a duck, swims like a duck, and quacks like a duck, then it’s probably a duck. So, what kind of duck is supposedly waddling around in the real estate world? If you’re to believe recent headlines, we’re on the brink of […]

Filed Under: Ray Gernhart's Blog

#1 Financial Benefit of Owning a Home

March 24, 2021 By Ray Gernhart

Financial Benefit of Owning a Home

How Homeownership Is Good for You and Your Wealth Owning your own home brings with it many benefits. A sense of stability. The ability to paint those kitchen cabinets whatever color you like. A forever home for Fido—without the exorbitant pet rent. Pretty please, can I stay for free? One of the best things about […]

Filed Under: Ray Gernhart's Blog

5 Reasons to List Your House This Spring

March 17, 2021 By Ray Gernhart

Reasons to List Your House This Spring

Why There’s Never Been a Better Time to Be a Seller It’s easy to assume home sellers simply wait for the alignment of planets and blessings from the celestial real estate overlords, but buyers actually purchase your home because they value the space you developed. When it comes to real estate, careful preparation is rewarded!  […]

Filed Under: Ray Gernhart's Blog

Read Beyond the Real Estate Headlines

February 24, 2021 By Ray Gernhart

Real Estate Headlines Don’t Tell the Whole Story

Why Homeownership Is More Affordable Than You Think At some point, there’s a good chance your friends or relatives have shared an article or video with you featuring a really catchy headline. Dog Finds Hidden Treasure! Lottery Winner Dumps $200,000 Worth of Mayonnaise on Ex-Boss’s Lawn It’s the Worst Time to Buy a Home! Unfortunately, […]

Filed Under: Ray Gernhart's Blog

What Are Mortgage Rates Going to Do in 2021?

February 10, 2021 By Ray Gernhart

what are Mortgage Rates Going to Do

Why Waiting for Lower Mortgage Interest Rates Is Risky If you’ve paid even casual attention to the real estate market, you know the current trends of social distancing, lower interest rates, and increased pandemic-related financial risks are all affecting future home buyers. We know. Headline after headline about what you should and shouldn’t do in […]

Filed Under: Ray Gernhart's Blog

6 Bloopers Home Buyers Make before Buying

January 27, 2021 By Ray Gernhart

mistakes made by home buyers

How to Avoid Slipping Over Thousands of Dollars in Home Loan Interest With all the recent changes in mortgage regulations, many home buyers don’t realize their options are greater than ever before. But just as changing seasons drive us to retreat to our warmest sweaters to handle winter, we shouldn’t abandon our core values: cashmere […]

Filed Under: Ray Gernhart's Blog

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