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Ray Gernhart & Associates

Virginia • DC • Maryland RE/MAX Executives Real Estate Agency

Regulators Ease Up Rules on Mortgage-Lending

October 22, 2014 By Ray Gernhart

Regulators Ease Up Rules on Mortgage-Lending. As of Tuesday, regulators are agreeing to drop a proposed a 20% down-payment requirement, which is the norm for high-quality mortgages. Mortgage credit has been super-tight for years, preventing many folks with poor credit from securing a loan. Now, with mortgage-lending standards easing up in a slowing housing market, […]

Filed Under: Ray Gernhart's Blog Tagged With: Lending

Owning a home is still a goal for striving millennials

October 2, 2014 By Ray Gernhart

The dream of owning a home hasn’t lost its luster – especially for millennials. Although this group of folks aren’t in a hurry to buy a new home, per se, many of them still say they want to buy a home eventually. They will continue to rent and pay down student loans, and like everyone […]

Filed Under: Ray Gernhart's Blog Tagged With: economics, homebuying, millennials, renting

August 2014 Mid-Atlantic Market Report

September 19, 2014 By Ray Gernhart

Condo & co-op In MRIS, the median sold price for Condo & Coop properties for August was $250,000, representing a decrease of 3.8% compared to last month and a decrease of 3.8% from Aug 2013. The average days on market for units sold in August was 48 days, 23% below the 5-year August average of […]

Filed Under: Market Updates Tagged With: market report

Sell That Home! Tips for Renovating Your Kitchen

September 19, 2014 By Ray Gernhart

Without a doubt, if you are having problems selling your home, renovating your kitchen (just that alone) will make your home more marketable. Today’s consumers simply want more, and are looking for top of the line everything – appliances, cabinetry, and flooring. Not only that, they’re looking for a layout that’s conducive for entertaining – […]

Filed Under: Ray Gernhart's Blog Tagged With: kitchen, renovating

Selling your home? Get a lesson in color theory before you do

September 9, 2014 By Ray Gernhart

Colors. There are an infinite number of them. They say a lot about who we are. In a way, they are a reflection our personality. But what do the colors actually mean? Researchers across the globe have studied the general spectrum (ROYGBIV) for nearly a decade, and have found common attributes for each: Red – […]

Filed Under: Ray Gernhart's Blog Tagged With: color, painting, selling

Listing Photos: The 8 Do’s and Don’ts

August 26, 2014 By Ray Gernhart

It’s time to sell your home and get on with your life. Instead of heeding your agents advice of investing in great photography, you take photos using whatever device is available to you—probably an iPhone or inexpensive point and shoot. In today’s article – Listing Photos: The 8 Do’s and Don’ts – we will provide […]

Filed Under: Ray Gernhart's Blog Tagged With: Listing, Photography

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