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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 703-824-4731 or 800-278-8504.

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Ray Really Cares About His Clients, And It Shows!
“He has helped me purchase three homes over 14 years.”
Melody Starya Mobley; Arlington, VA
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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Ray Gernhart and Associates, a proven Washington D.C., Northern Virginia and Alexandria, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Washington D.C., Northern Virginia and Alexandria Homes - Find Washington D.C., Northern Virginia and Alexandria, Virginia real estate listings & homes for sale provided by Ray Gernhart and Associates, your local expert real estate agent.

  • For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Ray Gernhart and Associates, a proven Washington D.C., Northern Virginia and Alexandria, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Ray Gernhart and Associates, a proven Washington D.C., Northern Virginia and Alexandria, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • Washington D.C., Northern Virginia and Alexandria Information - Find local information on Washington D.C., Northern Virginia and Alexandria, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Ray Gernhart and Associates, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Ray Gernhart and Associates, a proven Washington D.C., Northern Virginia and Alexandria, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • About Ray Gernhart and Associates - Information about Ray Gernhart and Associates including testimonials, guarantees, credentials, and contact information. Learn why Ray Gernhart and Associates is a proven Washington D.C., Northern Virginia and Alexandria, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

 

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School Reports in Washington D.C., Northern Virginia and Alexandria, Virginia
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Real Estate Tips
First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
In March 1867, the US bought all of Russian America (Alaska) from Russia.
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Ray Gernhart and Associates, REALTOR®, real estate agent and broker for Washington D.C., Northern Virginia and Alexandria, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ray Gernhart and Associates
RE/MAX Allegiance

5100 Leesburg Pike
Alexandria, VA. 22302
Direct: 703-824-4731
Toll Free: 800-278-8504
Cell: 703-855-6384
Fax: 866-253-8757
talktoray@NUMBER1EXPERT.com

With Ray's successful career of over twenty years in real estate, he has personally experienced all the ups and downs of the market. Since 1984, he has coordinated hundreds of new home sales as well as easing the transition for families as they move on to new horizons. Ray's expertise lies in his complete understanding of all facets of real estate, from buying and selling, to an all-encompassing grasp of the individual financial aspects for each client. Call or email America's NUMBER1EXPERT™ in real estate for the Alexandria area today!

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