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Ray Gernhart and Associates

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 703-824-4731 or 800-278-8504.

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Ray & I Created A Partnership
“I appreciate his full investment in that partnership.”
Fritz Schmidt; Alexandria, Virginia
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ray Gernhart and Associates is one of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in Washington D.C., Northern Virginia and Alexandria >


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As soon as I list another home for sale, I'll email you. You'll know first.
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TripleCalc Software
Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's My Gift to You. 

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. 

You don't have to be online to use TripleCalc, like the other calculators on my site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. 

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's my gift to you for visiting my Alexandria, Washington D.C. and Northern Virginia web site. 

You can send copies of TripleCalc to all your friends and associates. 

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... 

 Download TripleCalc Now!

TripleCalc Interface, part 1
TripleCalc Interface, part 2
This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.


Includes 8 other calculations you can't do without:

  • Simple Mortgages with P.I.T.I.
  • Pre-qualifying mortgages
  • Plus lease, investment, balloon payment and other calculators.
  • Every calculator uses the super-convenient "compare three at once" format.
  • It's FREE.

 Download TripleCalc Now!


TripleCalc Interface, part 1
TripleCalc Interface, part 2
TripleCalc Interface, part 3
Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

 Download TripleCalc Now!



School Reports in Washington D.C., Northern Virginia and Alexandria, Virginia
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Washington D.C., Northern Virginia and Alexandria 



Real Estate Tips
Insurance >The Purpose of Title Insurance

When you finance a home through a lender, you will be required to purchase title insurance to cover the amount of your mortgage loan. At the closing you will be given the option to buy additional coverage to protect your investment.

Before the closing, the title company will order a title report to make sure the sellers actually own the home and that no one else has a legal interest in the property. This process will identify any potential title problems or liens. Title insurance covers you against any future claims that did not appear on the title report. It is a one-time charge that you pay at the closing of the transaction, and it covers your future equity up to a stated maximum amount as your property increases in value. It's a small price to pay to protect such a major investment.

See All Tips In The "Insurance" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What has been described as the world's most beautiful building?

A 
The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife.
See More Real Estate Trivia >


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Ray Gernhart and Associates, REALTOR®, real estate agent and broker for Washington D.C., Northern Virginia and Alexandria, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ray Gernhart and Associates
RE/MAX Allegiance

5100 Leesburg Pike
Alexandria, VA. 22302
Direct: 703-824-4731
Toll Free: 800-278-8504
Cell: 703-855-6384
Fax: 866-253-8757
talktoray@NUMBER1EXPERT.com

With Ray's successful career of over twenty years in real estate, he has personally experienced all the ups and downs of the market. Since 1984, he has coordinated hundreds of new home sales as well as easing the transition for families as they move on to new horizons. Ray's expertise lies in his complete understanding of all facets of real estate, from buying and selling, to an all-encompassing grasp of the individual financial aspects for each client. Call or email America's NUMBER1EXPERT™ in real estate for the Alexandria area today!

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