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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 703-824-4731 or 800-278-8504.
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Get Free Presentation On My Home Marketing. Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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Ray & I Created A Partnership “I appreciate his full investment in that partnership.” Fritz Schmidt; Alexandria, Virginia Read Quote > View All Quotes >
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Ray Gernhart and Associates
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|  | | | Angela Warren | |
I currently reside in Alexandria, Virginia and having lived in the Washington DC metro area for the last 20 years, I am very familiar with the various housing markets in our Metro area. I purchased my first property and realized that Real Estate was my career path. I enjoy meeting people and work endlessly to make sure they find their dream home. I make the process easy and painless, especially for First Time Home-Owners. To this end, I am versed in all First Time Home Owner Programs offered in this Metro Area. I specialize in Suburban Maryland, Alexandria and NW/NE, DC. I am honored to be your housing specialist for your perfect home! |  | | | Dan Seiler | |
  Dan's unique talents in the field of relocation real estate are extensive and broad. His relationship with Ray Gernhart has spaned three decades. That relationship commensed when Ray was engaged in client management for van line national accounts and extended to a broker relationship on four peronal real estate transactions. Trust, integrity, and the reliability are the hallmark's of Dan's service expectations and he expects to deliver no less. Working in corporate relocation for over thirty year's, Dan's empathy towards the difficulty in family transition is very unique. Real estate sales allows him to utilize his skill set as a Certified Relocation Professional to gather information and plan for decisive solutions. Home Sale Programs, Home Marketing and Area Orientation are all part of a work background easily translateable to direct real estate sales and service. Additionally, he has an extensive degree of knowledge in international assignement management and mortgage financing. We are completly confident in his ability to work with a high degree of stress and deliver the desired results.  |  | | | Suzanne Everett O'Rear | |
  Originally from Eagle River, Alaska I relocated to Northern Virginia in 1989 and quickly fell in love with the area. I purchased my home in Alexandria several years ago because it has so much to offer and my dogs, Shelby & Rocky, would have their own yard to play in. I am a member of the National Association of Realtors®, Virginia Association of Realtors®, and the Northern Virginia Association of Realtors®, and have been a Top Producing agent since my first year in real estate in 1998. I am a full time, energetic and enthusiastic residential real estate specialist ready to help you. My first goal is to educate my clients - whether they are buying or selling a home. Simply put, I see my mission as striving to be as helpful as I possibly can throughout the transaction. I know it is critical for my clients to have the right information to make the right decisions. Aggressive marketing, staunch negotiating skills, strong professionalism, and effective support systems are my trademarks for excellence in servicing my clients. I work closely with lenders, home inspectors, and settlement companies to keep informed of your best options. People-oriented and results driven, I get the job done! My approach to real estate is different from most... I listen to you! Careful listening is my key to giving clients what they really want. It is the only way I know to provide exceptional service. I use only the latest and most innovative technology to accomplish your desired results. My motto is Helping People Make Good Decisions. I look forward to helping you.   As a top real estate agent, I do not work alone! I have a whole team of people working in your best interests. Meet my team.
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
In what real estate market are more than 90 percent of home sales cash transactions?
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| A |
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates. |
See More Real Estate Trivia > |
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Ray Gernhart and Associates RE/MAX Allegiance 5100 Leesburg Pike Alexandria, VA. 22302 Direct: 703-824-4731 Toll Free: 800-278-8504 Cell: 703-855-6384 Fax: 866-253-8757 talktoray@NUMBER1EXPERT.com
With Ray's successful career of over twenty years in real estate, he has personally experienced all the ups and downs of the market. Since 1984, he has coordinated hundreds of new home sales as well as easing the transition for families as they move on to new horizons. Ray's expertise lies in his complete understanding of all facets of real estate, from buying and selling, to an all-encompassing grasp of the individual financial aspects for each client. Call or email America's NUMBER1EXPERT™ in real estate for the Alexandria area today! 
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